Saturday, February 9, 2008

A check for HOW much???

I'm going to let dad post this week - he's been acting strange lately. Think it will do him some good. ;-)Lou

Ok - so there wasn't a post last weekend - for good reason - I was in shock!
Remember, this is our first (and LAST) house to build. We had to renew the construction loan week before last and, as the banker said when he called last Friday, "I let you get out of here the other day without getting a interest check, just drop us one by Monday for $X,XXX" It's still hard to type the number, but let's just say it was 6 months worth of our current house payment.

Banks are in business to lend money to people who don't have enough and charge them interest for that privilege - I, we, understand that. We sure do feel privileged. Still not 100% convinced that they have told us we can afford more house than we actually can, but this month will be a GREAT test.

The shock part really set in when looking at the cash flows and how selling the house in Pontotoc is a must for everything to go well. After hiding under a rock for 2 days - we pulled out the budget and went to work and are currently car pooling, taking lunches, and eating at home. Like sleep - eating IS a habit. And, as a welcomed side effect - BP is lower this week, then again that may just be a side effect of the shock.

We're half way through the construction process and there are still a lot of places that we have to watch the spending - doing well so far. Today was spent doing - fix-ups on the house in Pontotoc that have been needed for some time. We should have access to the garage in Tupelo by the end of next week to start moving stuff over so we can begin to show the house or list it with a Realtor.

The storms Tuesday night made me wish we had the Snow Fort finished! The worst of the storm went to the north and west of us. Most of the night was spent in front of the TV and laptop waiting to see if we needed to go underground - won't have to do that in the Snow Fort. Luckily - no one we know suffered any loss in the storm that, to date caused several million dollars damage and a 59-person death toll.

As my fortune cookie said Thursday (a friend paid for lunch out) "Your dream will come true" - lucky numbers included 33 and the word was "Drink". If I drank - I might read more into that than I have. hehehe

See, feeling better already - sense of humor returning.

We'll make it. Anyway, enjoy the pics from this week. Windows were installed on Friday and Saturday. Earlier in the week, plumbing and electrical were installed. We go tomorrow to see if we can live within the allowance for the kitchen & bath, fixtures, cabinets, appliances and lighting.



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